
Summit Insurance – Premier Independent Insurance Agency in Fargo, ND
Summit Insurance, under the leadership of founder and owner Chris Kottsick—who brings 20 years of industry expertise—prides itself on delivering tailored insurance solutions to homeowners, businesses, and individuals throughout Fargo-Moorhead and beyond. With dual offices in Fargo and Grand Forks and licenses in over a dozen states, Summit Insurance provides broad market access via partnerships with more than 50 top carriers.
As an independent agency, Summit Insurance excels by offering personalized attention and a seamless client experience from start to finish. Whether you're requesting an auto or motorcycle quote, securing flood, home, or landlord insurance, or exploring specialty policies such as classic car, ATV, or boat insurance, Summit delivers clear, competitive, and comprehensive quotes with efficiency .
Summit’s services extend well beyond policy sales. Their robust online service center allows clients to report claims, make payments, request proof of insurance, update contact info, and initiate policy reviews at any time—while complimentary consultations remain available for personalized guidance. This high-touch service model is backed by glowing customer testimonials: clients highlight prompt assistance, ease of switching, and annual savings of $300–$800 while gaining better coverage.
From protecting your largest investment with homeowners insurance and flood coverage to specialty policies for landlords, classic/collector vehicles, and comprehensive business insurance, Summit Insurance is committed to tailored protection that balances affordability and excellence. With transparent communication, local community trust, and an efficient digital platform, Summit Insurance stands out as a reliable ally for all your insurance needs in Fargo, ND

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